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B Secure – be ready for the unexpected

Take a payment holiday
Change your loan duration
Choose your payment date

What is B Secure?

B Secure gives you flexibility with your loan and protects you from life's surprises. It's suitable for all customers with one or more active Bondora loans. Activating B Secure is easy – you can do it yourself in just 60 seconds!

Lost your job? Your car broke down? No worries.*

  • Get a payment holiday on the loan principal
  • Extend or reduce your payment period
  • Choose a monthly payment date that suits you

How do I activate B Secure?

1
Log in to your Bondora account
2
Go to the B Secure service section and click on ‘Apply Now
3
Review the terms and conditions of the service and sign the contract

Is there a fee for B Secure?

The B Secure monthly service fee is only €10, regardless of the number and amount of active loans you have.

  • The B Secure fee is added to your monthly payment. The service fee is automatically deducted from your Bondora account balance once per month, along with the loan payment. Make sure there is enough money in your Bondora account to cover your monthly loan repayment and your B Secure invoice.
  • Following the activation of B Secure, the first invoice must be paid together with the next monthly payment, regardless of whether the payment schedule has changed or not.
  • B Secure will apply to all of your existing and future loan agreements and will end with your final loan agreement.
*B Secure Terms and Conditions

With the help of the B Secure service you will be able to make changes to a loan agreement one at a time. If you would like to make multiple changes, the next change can be made once you have made at least one payment under the revised schedule.

The B Secure service is valid until payment of the last loan payment. If you have multiple loan agreements, then B Secure will remain in effect until payment of the final instalment of the loan agreement.

If you have already made changes to the payment schedule with the help of B Secure, you will no longer be eligible to withdraw from the service until the end of the last loan agreement. In the event that you have activated the B Secure service, but have not yet changed your payment schedule, you can opt out of the service by writing to our customer support at the e-mail address [email protected] In that case, your final invoice for the B Secure service must be paid along with the next monthly payment and B Secure will become inactive 30 days after cancellation.

The B Secure service cannot be used if you have long-term debt before Bondora and we are entitled to begin debt recovery via a court. If you have any current debts before Bondora (including loan payment, interest, other debts or the B Secure service monthly fee), upon changing the loan schedule you will have to repay all debts along with the next scheduled payment.

Important: If you are overdue with the payment at the time of the new schedule change, all overdue payments will be added to the first payment on the new payment schedule, plus the new monthly fee. Therefore, the first payment on the new schedule may be significantly higher than the following.

If you have multiple loans and are applying for a new repayment schedule using 'B Secure', all selected changes will be applies to each active loan.

B Secure - there when you need it most

Get access to B Secure and be prepared for tomorrow.

116,277 people have invested over €367M and earned €42M - YOU become the bank.

  • Automated investing made simple
  • 11-year track record
  • Start with a minimum of €1
Start now
Please review our terms and conditions on bondora.com, and consult with a financial advisor if necessary.

Loan offer in 1 minute!

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Loan amount from 500€ to 10000 €. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 21.75 % to 61.73%.