Use it for what matters most to you. Upgrade your home, cover education costs, or take care of things without delay.
You’re in control. Apply 100% online, choose the amount, set your repayment period (up to 96 months), and get a decision fast.
See why Bondora
is the clever choice
Apply for free and discover more for yourself.
6.9%*
interest rate
interest rate
Bondora
Loan provider 2
Loan provider 3
Loan provider 4
Loan provider 5
Apply and get an instant decision
Fixed interest
No unwanted Euribor surprises
100% online
No paperwork. No waiting. No phone calls.
Free early repayments
Got extra money? Repay your loan earlier at no extra cost.
"It's quick and easy, and you can do everything on the mobile while on the go.”
– Markus, Bondora client since 2013
"I decided to apply for a loan at Bondora for home renovations. The smooth experience pleasantly surprised me.”
– Emma, Bondora client since 2022
“It was almost in a snap of a finger."
– Alexander, Bondora client since 2013
A small loan that fits your plans
Need a little extra for something big? Whether it’s €100 or €20000 €, Bondora’s small loan is a smart way to support your next step, whether it’s something you’ve planned or something unexpected.
Why choose Bondora
Get your answer in just 60 seconds
Flexible repayment schedules
Money sent to your bank account the same day
Fixed interest – no Euribor surprises
Your questions,
answered
What are the fees?
You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.
How to pay back the loan?
Simply add the money required for your monthly payment to your Bondora account before the payment due date.
You can make ad hoc payments from your internet bank, or set up a standing payment order.
Can i repay my loan early?
Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan. You can read more about the specific processes on our Help Centre.
How much can I borrow?
You can get a personal loan ranging from €100 – €20000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.
Is Bondora secure?
Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.
For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.
Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.
Our lending activities comply with local legislation, good practice, and responsible lending principles.
Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Latvijas Banka.
* Interest rates starting from 6.9%
** Chart for illustrative purposes only.