Beware of scams: Never take a loan for someone else or share your PIN. if you’re unsure.

Personal loans for all your needs

Apply for an offer and get an instant decision.

Interest rate starting from just 6.9%
Affordable monthly payments
Same-day money transfer
Apply here
Amount
€4,000
€100
€20,000
Term
60
months
6
months
96
months

Approximate monthly payment

2.779

Beware of scams: Never take a loan for someone else or share your PIN. Contact us if you’re unsure.

1,5 million

applicants

17-year

track record

€1 billion

in small loans

Why partner with Bondora

Choose us as your trusted financial partner for secure, simple financial solutions tailored to your needs.

Simple application

Apply fully online and get an instant offer.

Transparent fees

You see the clear cost breakdown before signing.

Same-day transfer

The money is sent to you directly after you sign the contract.

Flexible repayment options

Pay zero for early repayments. Change your schedule with our B Secure services.

No collateral needed

All our loans are collateral-free so you can enjoy more peace of mind and freedom.
Apply here

Apply. Sign. Receive.

Apply. Sign.

Receive.

1

Complete the simple online loan application.

2

Securely sign your best-suited offer digitally.

3

Get the money directly in your bank account almost instantly.
Apply here

"It's quick and easy, and you can do everything on the mobile while on the go.”

– Markus, Bondora client since 2013

"I decided to apply for a loan at Bondora for home renovations. The smooth experience pleasantly surprised me.”

– Emma, Bondora client since 2022

“It was almost in a snap of a finger."

– Alexander, Bondora client since 2013
Regulated by the Estonian Financial Supervision Authority
EU data-protection
standards
Working under responsible
lending guidelines
Apply here

Your questions,

answered

  • What are the fees?

    You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.

  • How to pay back the loan?

    Simply add the money required for your monthly payment to your Bondora account before the payment due date.

    You can make ad hoc payments from your internet bank, or set up a standing payment order.

  • Can i repay my loan early?

    Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan. You can read more about the specific processes on our Help Centre.

  • How much can I borrow?

    You can get a personal loan ranging from €100 – €20000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.

  • Is Bondora secure?

    Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.

    For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.

    Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.

    Our lending activities comply with local legislation, good practice, and responsible lending principles.

    Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Latvijas Banka.

Want to get in touch?

We're happy to support you and answer any questions you might have.