A health loan is a type of personal loan designed to help you cover health, medical, beauty, or wellness-related expenses. It works like any other unsecured consumer loan: you apply, receive a personal offer, and if you accept, the money goes straight to your bank account. The difference is simply the purpose: you use it to take care of your health.
Explore personal loans for your health, beauty, and wellness plans
Affordable monthly payments
Fast processing after responsible assessment
Interest rate from 12.9%
*Loan amount from €100 to €20000. Repayment period from 6 to 120 months. Annual Percentage Rate (APR) from 15.49% to 46.86%.
A health loan for the plans that matter to you
Start your journey with a Bondora loan
Taking care of your health can come with different costs, whether they’re planned or unexpected.
A Bondora health loan is a personal loan you can choose to use for health-related expenses.
Before deciding, you can review your personal offer, monthly payment, and loan terms to know exactly what to expect.
Plan ahead with a Bondora health loan.
Getting started is simple
Fill in your application online
We will assess your creditworthiness
If approved, review your personal offer and sign
Receive the funds after approval, typically within the same day
Why choose a Bondora health loan?
Simple application process
Tailored monthly payments
No collateral required
Answer in a few minutes
Typically same-day money transfer
Compliant with EU data protection standards
Operates according to responsible lending regulations
Regulated by the Financial Supervisory Authority
What is a health loan?
Whether you’re planning a procedure you’ve been thinking about for a while, or dealing with an unexpected medical cost, a health loan lets you spread the expense into fixed monthly payments over a period that suits you. You know exactly what you’ll pay each month, so there are no surprises along the way.
At Bondora, our health loan comes with an interest rate starting from %, no collateral required, and a straightforward online application process. You can review your personal offer, including your monthly payment and total cost, before signing anything.
What can you use a health loan for?
A Bondora health loan can be used for a wide range of health, medical, and wellness expenses. Since the money is transferred directly to your bank account, you have the flexibility to use it wherever and however you need to. Here are some of the most common reasons people choose a health loan.
Dental care and treatments
Dental work is one of the most common reasons people look for a health loan. From routine treatments to more complex procedures like implants, crowns, bridges, or full-mouth restorations, dental costs can add up quickly. Orthodontic treatments like braces or aligners are another area where a health loan can help spread the cost over time.
A dental loan is simply a health loan you choose to use for dental care. With Bondora, you don’t need to wait or postpone the treatment you need. Apply online, review your personal offer, and if everything looks good, you can often have the money on the same day.
Laser eye surgery
Laser eye surgery can be a life-changing procedure, but the upfront cost can be significant. Whether you’re considering LASIK, PRK, or another type of vision correction, a health loan gives you the option to cover the full cost and pay it back in manageable monthly installments rather than all at once.
Many people choose to fund laser eye surgery with a personal loan because health insurance doesn’t always cover elective vision correction. A Bondora health loan can bridge that gap so you can book the procedure when it’s right for you.
Cosmetic and aesthetic procedures
Cosmetic procedures, from aesthetic surgery to non-invasive treatments, are increasingly common. Whether it’s a procedure you’ve been planning or something a specialist has recommended, the costs can be substantial. A health loan lets you cover these expenses while keeping your monthly budget balanced.
This includes treatments like rhinoplasty, liposuction, breast augmentation, facelifts, as well as smaller procedures like cosmetic injections or skin treatments. As with any loan, the key is to make sure the monthly payment fits comfortably within your budget before committing.
Fertility treatments
Fertility treatments like IVF, IUI, or related procedures can involve multiple rounds and considerable costs over time. While some of these costs may be partially covered by insurance or the state, there are often expenses that fall on the individual or couple.
A health loan can help cover the out-of-pocket portion, so that financial pressure doesn’t add to what is already an emotional journey. With Bondora, you can review the full cost of the loan upfront and choose a repayment schedule that works for your situation.
Medical procedures, rehabilitation, and recovery
Sometimes health expenses go beyond a single visit. Specialist consultations, diagnostic tests, planned surgeries, physiotherapy, post-operative care, or long-term rehabilitation programs can all come with costs that are hard to cover in one go.
A medical loan, which is really just a health loan used for medical purposes, can help you manage these expenses without delay. This is particularly useful when you’re dealing with a private clinic or a treatment that isn’t fully covered by your health insurance.
Hearing aids and medical devices
Quality hearing aids, orthopedic supports, or other medical devices can be a meaningful investment in your daily comfort and wellbeing. These products aren’t always cheap, and reimbursement from insurance or the state may only cover part of the cost.
A Bondora health loan can help you cover the difference, so you can get the device that’s right for you without having to compromise on quality. You repay at your own pace, in fixed monthly installments.
Wellness and mental health support
Taking care of your health isn’t just about physical procedures. Mental health support, therapy, wellness retreats, or long-term counseling sessions can also come with costs that are easier to manage when spread over time.
If you’re investing in your mental or emotional wellbeing, a health loan can give you the financial breathing room to focus on what matters most: feeling better.
Other health-related expenses
The list doesn’t stop there. People also use health loans for prescription medications, health check-ups, travel for medical treatment, chiropractic care, physiotherapy programs, or any other medical expense that isn’t fully covered by insurance. Essentially, if it’s related to your health or wellbeing, a Bondora health loan can help.
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+372 609 30 88